Personal Loans in Austin - Congress

To help Texans achieve their financial goals, Stepstone Credit offers 23 convenient locations throughout the Lone Star State–including a few in the capital city of Austin. Your local branch proudly serves Travis, Hays, Bastrop, and Burnet Counties and is located at 4360 S. Congress Ave., Suite 108, off of W. St. Elmo Rd. You’ll find Stepstone Credit in the shopping center next to Cap City Insurance. Our Congress branch in Austin offers convenient parking, a wheelchair-accessible entry, and a restroom.

The residents of South Austin and the neighboring towns of Kyle, Buda, San Marcos, Wimberley, and Marble Falls are the backbone of our vibrant community, and we want to see our neighbors thrive. That’s why we offer personal installment loans to not only help you secure the funds to pay your rent or mortgage, repair your home or car, take a dream vacation, or plan a special celebration, but also to build up your credit by making on-time monthly loan payments.

Ready to apply for a personal installment loan? Complete a loan application online, or visit our Congress branch in Austin between 9:00 am and 5:00 pm Monday through Friday. You can also call us at (512) 243-5087 for assistance in English or Spanish.

(512) 243-5087

4360 S Congress Ave.

Austin, TX 78745

Get Directions

Mon – Fri: 9AM–5PM

Sat: Closed

Sun: Closed

Offering loans from

$200 to $1,760.

Nearby Locations: Austin – North Lamar

A smart option with speedy funding

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In-person or online loan applications

Your chances of securing a personal loan are the same whether you apply online or come into one of our branches.

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Funding same or next day

Your bills won’t wait, neither do we. Funds are often delivered on the day you apply.

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Simple repayment schedules

Surprise fees are not part of our playbook. We work with you to establish a clear, consistent route to repayment.

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Eva M. Rodriguez

Awesome customer service!! Irene Hernandez & her team were extremely helpful and kind 😊 If anybody needs a loan this is the place they will help you out

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Christina Piña

Excellent customer service!!! Well organized and professional, fast and friendly service. The ladies were kind and welcoming and extremely courteous. I highly recommend doing business with the company.

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