Loans for Home Repairs

A loan from Stepstone Credit can help you maintain the space that matters most

Using a personal loan for home repairs

Personal loans from Stepstone Credit allow their recipients the freedom to address their home’s needs on their own terms. From emergency repairs to long-needed refurnishing projects, we’re here to make sure you have the money you need to make your house feel like a home.

Here are some ways you can use your loan

Roof Repair

Take care of leaks, missing shingles, pooling water and more—before your roof issues impact the integrity of your house.


Add better insulation or install central air to ensure your family is ready no matter what lies ahead.


Spruce up your space for use as a short-term rental or to better stand out in the competitive real estate market.

New Furniture

Invest in your family’s comfort with a loan that lets you refurnish your bedrooms and living spaces.

Benefits of using a personal loan for home repairs

Get the money you need

Texas residents with demonstrated ability to repay can now qualify for larger loans to use on home repairs — up to $1,700!

Build credit as you repay

We report to major credit bureaus to help you grow your credit score if you follow a consistent repayment schedule.

No limits on how you spend

Pay for goods, services, or real estate payments — how you spend your loan is fully at your discretion.

Funding as soon as same day

Don’t wait to address home repair emergencies. Get the money you need fast — by check or through electronic funds to a bank, bank card, or App. (Cash App, etc.).

Frequently Asked Questions

Absolutely. Personal loans can be used for almost any expense — including a range of home repair needs.

Both services and goods are acceptable ways to use your personal loan from Stepstone Credit.

Stepstone Credit offers Texas residents loans of up to $1,600

We’ll work with you to create an installment repayment schedule that fits your budget.

Take the first step in tackling home repairs.

Apply for a personal loan from Stepstone Credit and get the funds you need to begin your next project as soon as the very same day.