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About Us

Stepstone Credit is on a mission to provide Texas communities with a better credit option.

We launched in 2012 with a single location and a simple mission statement: Give hardworking people who have been turned down by traditional lenders a way to access funds and maintain their budget with affordable payments.

A decade and almost two-dozen locations later, we’re still at it — and so proud of the opportunities we’ve helped unlock along the way.

What separates us from other lenders?

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Holistic assessment criteria

Unlike banks and credit cards, we see you as more than just your credit score.

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A pathway to better credit

We report to major credit bureaus, allowing you to improve your credit through responsible borrowing.

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Same or next-day funding

We know time is of the essence, and we work hard to minimize how long you have to wait for funding.

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Assistance in your community

We live where you live and understand the unique needs and concerns of Texas residents.

Find Us Next Door — Or Online

Our 23 locations are scattered throughout Texas to improve access to capital where it’s needed most. Call or stop by your local branch for application assistance, answers to your financial questions, help understanding your repayment schedule, and more.

Don’t have a Stepstone Credit office near you? If you’re a TX resident, you can still easily apply online and receive your loan through a bank transfer.

Our Reputation Speaks for Itself

  • Eva M. Rodriguez

    Awesome customer service!! Irene Hernandez & her team were extremely helpful and kind 😊 If anybody needs a loan this is the place they will help you out

  • Jackie D Lee

    I’m fixing and building my credit. The manager Mr.Castillo in Brownsville location helped me with my account. Great customer service.

  • Christina Piña

    Excellent customer service!!! Well organized and professional, fast and friendly service. The ladies were kind and welcoming and extremely courteous. I highly recommend doing business with the company.

  • Christina Strand

    They are the best loan place EVER. They are non judgemental and truly caring.

  • Sarah Higby

    Crystal was super nice and made getting my loan super easy! I’d definitely recommend working with them!

  • Eva M. Rodriguez

    Awesome customer service!! Irene Hernandez & her team were extremely helpful and kind 😊 If anybody needs a loan this is the place they will help you out

  • Jackie D Lee

    I’m fixing and building my credit. The manager Mr.Castillo in Brownsville location helped me with my account. Great customer service.

  • Christina Piña

    Excellent customer service!!! Well organized and professional, fast and friendly service. The ladies were kind and welcoming and extremely courteous. I highly recommend doing business with the company.

  • Christina Strand

    They are the best loan place EVER. They are non judgemental and truly caring.

  • Sarah Higby

    Crystal was super nice and made getting my loan super easy! I’d definitely recommend working with them!

We’re Hiring!

We’re always looking for detail-oriented, community-minded individuals to grow along with us. Stepstone Credit Loan Specialists enjoy competitive salaries, the opportunity to make a difference in their own neighborhoods, and a host of benefits including:

  • Stable Schedules
  • Growth Opportunities
  • Paid Time Off
  • Monthly Bonus Incentives