Personal Loans in Pharr

Helping Texans achieve their financial goals for more than a decade, Stepstone Credit offers 23 convenient locations throughout the Lone Star State. Your local branch is here in Pharr, proudly serving Hidalgo and Starr Counties. Our Pharr branch is located at 1000 E. Business Highway 83, Suite S, between S. Ironwood St. and S. Kumquat St. Stepstone Credit is in the corner building of Pharr Plaza, adjacent to Taqueria el Compallito and Bake a Cake. Our Pharr branch offers ample parking, a wheelchair-accessible entry, and a wheelchair-accessible restroom for your convenience.

Serving the towns of Pharr, San Juan, Alamo, Hidalgo, McAllen, Mission, La Joya, Palmview, Penitas, Sullivan City, and Edinburg, Stepstone Credit is invested in the well-being of our South Texas communities and neighbors. Through a personal installment loan, Stepstone Credit can help you secure the funds you need to fix your home or car, pay for rent or mortgage, afford a family vacation, or plan a special celebration. And by making on-time monthly payments, you can improve your credit with our personal installment loans.

At Stepstone Credit, the folks of Hidalgo and Starr Counties represent more than just a credit score–you’re the backbone of our wonderful South Texas community. Ready to apply for a personal installment loan? Apply online, or visit our Pharr branch to get help from our friendly team, who can assist in both English and Spanish. We’re here between 9:00 am and 5:00 pm Monday through Friday. Or call us at (956) 929-0810.

956-929-0810

1000 E U.S. Business 83

Pharr, TX 78577

Get Directions

Mon – Fri: 9AM–5PM

Sat: Closed

Sun: Closed

Offering loans from

$200 to $1,760.

Nearby Locations: Weslaco

A smart option with speedy funding

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In-person or online loan applications

Your chances of securing a personal loan are the same whether you apply online or come into one of our branches.

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Funding same or next day

Your bills won’t wait, neither do we. Funds are often delivered on the day you apply.

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Simple repayment schedules

Surprise fees are not part of our playbook. We work with you to establish a clear, consistent route to repayment.

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Eva M. Rodriguez

Awesome customer service!! Irene Hernandez & her team were extremely helpful and kind 😊 If anybody needs a loan this is the place they will help you out

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Jackie D Lee

I’m fixing and building my credit. The manager Mr.Castillo in Brownsville location helped me with my account. Great customer service.

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Christina Piña

Excellent customer service!!! Well organized and professional, fast and friendly service. The ladies were kind and welcoming and extremely courteous. I highly recommend doing business with the company.

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